100-day Spending Ban 2017

christine c renee 2017 spending ban

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Bad habits die hard. Nothing like another spending ban to curb the ridiculous over spending

On January 1, 2017, I started a new year with a secret.

I decided to do another 100-day spending ban like the one I did last year.

This one started January 1 and will end April 11, 2017. 100 days of no spending.

I was not sure I'd be able to go through with it so I didn't set out to tell anyone. I waited a few days before coming out with it.

Here I am, writing to you. Telling you that I'm committing myself to another spending ban.

I'm happy and sad, excited and anxious.

This is a personal journey and, only after a week, I'm reminded of how much I've forgotten the lessons from my first spending ban in 2016.

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Digit Review

an updated review of digit
an updated digit review

Truly Automatic Savings!

What would you think if I told you there is an app that could figure out the right amount of money to save for you each month without you having to do math or try to maneuver around a fluctuating income?

Would you be interested? Or, would you think I was crazy?

Well, I am crazy but the app is real.

Welcome to Digit. The first microsavings app that makes saving TRULY automatic.

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Why I Started a Spending Ban

christine c renee why I started a spending ban

And the 3 things it taught me.

In 2016, I did my first spending ban that lasted 100 days. It started January 1st and ended on April 19, the day of my college graduation (happy coincidence).

I had never done a spending ban before, but after reading an article by Cait Flanders who was in the middle of a 2-year spending ban and getting rid of her extra stuff, the idea seemed like the answer to my financial prayers.

I wanted to do better with my money but I had debt and my spending was out of control.​

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Book Review: On Writing by Stephen King

book review by christine c renee On writing by stephen king

 “Writing is a lonely job. Having someone who believes in you makes a lot of difference. They don’t have to make speeches. Just believing is usually enough.” ~ Stephen King

Stephen King’s On Writing: A Memoir of the Craft always comes up in articles, forum conversations, and books written by other writers and creatives who talk about the art of writing.

Non-fiction and fiction writers, bloggers and indie writers all praise this book. So, in June of 2016, I purchased the paperback from Amazon.

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Book Review: On Writing Well by William Zinsser

book review by christine c renee On Writing Well

“I’ve used writing to give myself an interesting life and a continuing education…Learning is a tonic.” ~ William Zinsser

One of my goals for 2016 was to become a better non-fiction writer.  I never pursued bettering my writing skill past college. However, I knew that if I was going to be any good at blogging, I had to learn how to write better.

I was starting a new relationship with online writing. A complete 180 degrees from my days of business and college writing. So, I hung out in the blogs of successful non-fiction writers. Authors whose writing style I enjoyed.

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This is Not Your Typical Way to Set New Year’s Goals

christine c renee setting new years goals
christine c renee setting new years goals

Green Chamelion - Unsplash

I wrote my future self a letter instead of making goals for 2017.

Every January 1st, I wake up early – or stay up really late- and ponder the old year and the new year together. What have I accomplished? What will I accomplish one year from now?

I don’t usually set myself goals but I do make a mental list of what I’d like to accomplish. Last year at this time started a successful spending ban on January 1, 2016.

This year I had no particular plan to write down a set of goals. They don’t always work for me. I know it’s not the goal’s fault, it is my fault for not sticking with it. For not ensuring daily systems were put in place so I could forge a new habit that would make my goals successful.

I got depressed when I thought about making a list of goals for the year. They’re just a bunch of words lined up in a to-do style, on a piece of paper that will get lost within a week.

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Save Money! Extend The Life of Older Devices

extend the life of older devices by using these tips

Your 3-year old tablet still has a lot to give.

extend the life of older devices by using these tips

 

#Savemoney!

That means not giving in to holiday and after-holiday deals!

Ahh, the delicious lure to buy the newest phone, tablet, or computer that’s on sale. You’re in love with the idea of owning the newest design.

The longer you stay in this bliss, the more likely you are to buy. But, if you’re trying to save money to pay off debt and struggling to save a  money, the holiday sales can be a wicked curse. Like Hansel and Gretel attracted to that sugar-laden siding.

Let go of the holiday sales, you could stand to spend a few more months or even years with your old devices. Read on to see what you can to do to extend the life of your phone, tablet, or computer.

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Organize Your Business Systems For The New Year

christine c renee business systems

Here’s a good list of things to do for your business this month…

This is a lengthy post intended for the first of December but missed its deadline. It didn’t feel “perfect” enough. I’m going to stop trying to be perfect in 2017. And so, before 2016 ends, I’m pushing this one out as is, imperfections and all. Hope you enjoy it and find new things to help with your business in 2017.

Are your freelancing business systems organized for 2017?

Have you tamed your inbox or organized your swipe files yet? Do you have a standardized way of managing your business systems?

While most people like to clean things out and organize stuff in the spring, I love doing it in the winter. Just before Christmas and New Year’s. It’s a slow time for freelancers anyway.

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